A typical DC Brushed wheelchair motor is at its extreme best, at a single load and speed only around 80% efficient. At all other speeds and loads efficiency is much less.
At stall its taking massive current, zero RPMs and making zero power (power = torque x rpm). So it is 0% efficient here. The efficiency rises as the rpm rises in a curve that peaks around 90% max rpm and maching load. At higher speeds efficiency falls again.
Below is a standardised efficiency, power and torque curve for any theoretical DC motor. Only the current, volts, rpm scales change.
Then as they age the effiency drops not only in the motors (magnets become more demagnetized over time due to the opposite pull from the armature or warmth in the motors, bearings, vibrations, brushes and commutator wear/burns and so resistance etc) but in the gearboxes too. As the gears wear they develop larger flatter areas that slide against each other. And the gearboxes are at least half of the motor losses.
In the hobby world with brushless motors and ultra powerful n52 rare earth magnets we have super high efficiency motors. Where a tiny egg sized motor is sold as 700 watts, and we typically run these at 1500 watts continuously in flight. Nothing gets too hot due to high efficiency. These are 94% efficient typically. And they dont die from brushes burning up as there are non.