Chairman wrote:No such thing as cold, just the wrong clothing.
Chairman, I understand what you are saying and used to believe it as well. However, I now know there are some conditions where no amount of insulation will do the trick.
Vasospacticity (such as that caused by Raynaud's disease) prevents blood from flowing to affected areas (often hands and feet). I have Raynaud's (secondary to other conditions) and can confirm that there is no amount of insulation that will keep the affected body parts warm. It absolutely requires an external source of heat.
I live where the winters are long and somewhat cold. Our winter season typically lasts for about 6 months. Much of the riding I do during the winter season are with temperatures below freezing (often, well below freezing). Cold really affects my ability to control my muscles and the Raynaud's disease makes me much more susceptible to cold.
On cold days, I wear a winter mountaineering suit, which consists of down filled bib overalls and a heavy down jacket. Both have baffled (rather than sewn through) construction to avoid cold spots and both have a gore tex exterior. Even when I wear another down jacket underneath that I still get uncontrollably cold.
I have found that chemical hand and foot warmer packs really help. I have not tried electrically heated garments, but may give that a try in the future.
Steve