WheelchairDriver

Hi Folks,

It's that time of year again to renew the car insurance for my Chrysler Grand Voyager (Bekker conversion - side entrance, lowered floor). I'm currently with FISH Insurance and they've given a renewal premium of ~£500 (with 6 years no-claims). The car is a 2.8TD, 5 years old, about 20k miles, insurance has 4 named drivers (I am the wheelchair passenger and don't drive, so no driving adaptations to insure), and has 6 years no-claims.

I don't know if this quote is very competitive so I'd like to get another quote or two, and was wondering if anyone can recommend other insurance companies who are used to dealing with adapted vehicles?

Cheers,
Cal

I doubt you will do much better. Insurance is a scam, a licence to print money. The law makes us have it so they can charge what they wish. My Fish insurance was about 470 this last year too.

ditto mine, i was with LV prior as i'm ex-RAF and LV are associated with CSMA.
i only went to fish because i want unamed drivers, (more than 4 - and most ins comps now only do max of 4) rather than a list of named. with named try LV, but as Bman intimates, insurance is a nice business to be in.

Thanks everyone. I'll probably go with the FISH quote. Interestingly, I was quoted exactly the same price several months for the insurance renewal for my old wheelchair accessible Ford Galaxy (rear entrance conversion) with FISH (£474 plus £20 to protect no-claims). There's quite a difference in size, age of vehicle, conversion and replacement value between the Ford and the Chrysler, but everything else (4 named drivers, usage and place to park overnight) are all the same. I suppose you never really know 'how good' your insurance cover is until you need to claim .... hopefully never!

I have always found both Aviva and Saga offer good rates, or try Adrian Flux (check their website and get your presentation right!), or Avon / NFU.

Best,

Martin

Just for sake of completion - if in the US, it is worth looking to see if you can get coverage from "USAA" - this is an association of military folks, so you need to have some connection with the military, but they seem pretty easy to get into...

I found that when I was trying to insure my van, I could get a combined policy for both mine and Mary-Anne's vans for less than the next best quote had for just my van... According to my adapted vehicle dealer, they had multiple customers that reported good rates and experience w/ USAA, and someone on Junkie Wheelchair even said that they will give out partial refund checks at the end of the year depending on how many claims they get...

ex-Gooserider